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bradley j sugars

Obama, you’re joking right …

OK, I've stayed silent on this as long as I could ...

Today we hit 9.8% unemployment in the USA and the apparently smart people in Washington still think it's about healthcare ...

It's about the job's people ... it's NOT about health ... no-one cares about healthcare if they cannot eat ...

You want to fix healthcare ... get more people jobs with companies that pay their employees well and provide health insurance ...

Here goes ... two steps to solve the entire problem before Xmas ...

1 ... Give every employer a DOUBLE tax deduction for health insurance for our employees.  If I spend $5,000 a month on insurance for each employee, give me a $10,000 deduction ...

2 ... Give Every employer a $10,000 tax deduction for every extra employee we add between now and December 31st ... simple numbers if you work out what the government will spend on welfare and the wages of people paid to manage the welfare ... it's crazy ...

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14 Comments

  1. Nicole Tobiassen says:

    It’s about time! Why aren’t you on FOX talking about this???
    Why don’t you form an alliance with all of your other famous friends and start a movement?
    It’s time that America wise up. We need loud voices out there!
    Go for it!
    Nicole

  2. David "Dutch" Holland says:

    Brad, isn’t it interesting that given a range of possible solutions – the simplest one is probably the best… Occam’s Razor rides again…

  3. Jim Munro says:

    Right on, Brad – but then whoever thought that common sense was an attribute at the bureaucratic level?

  4. Carlos Trevino says:

    Brad:

    Isn’t this a great opportunity for a TV interview where you mention these ideas? That would be broadcasted free! And maybe, just maybe, somebody hear you and understand and take action at that level.

  5. Jan Bidstrup says:

    Right on Brad, Maybe the Vision you set in 1993 needs another dimension. “World Abundance through government re-education”

  6. Brian Blomgren says:

    Brad, I think another simple one is to drop the corporate tax rate by half. Do you know how many companies would relocate to the US or move divisions to the US if they had those tax advantages? This would also give more capital back to the companies to hire more people. Apple made provision for $1.7B in taxes for first nine months of fiscal year. Even a 1% tax cut may provide 17m of money that Apple can put to work. Companies in the US are primarily just service businesses made up of people. Apple could hire a lot of people for 17m as well as other companies. The problem is that politicians are too chicken to give businesses breaks because their voters think that business is greedy. Look at several other countries that slashed corporate tax and see what happened to their economy.

  7. Teresa Propes says:

    I’m for a t.v. interview too.
    Your solution is perfect.

  8. Rene Hollebrandse says:

    Assuming that these employers do not let the same number of employees go the next Month after collecting the 10 grand
    Assuming that employers can find the RIGHT employees that they really can put to use (my clients have difficulty finding the right employees, even in this economy)
    Assuming that you have thought about the impact on the budget deficit

    As far as I know such a radical simple solution was tried in France when they forced the 35 hour workweek on the employers. Mathematically that would have solved the unemployment.
    It only made things worse…

  9. LR says:

    I agree with all the tax cuts and incentives to encourage corporations to hire and bring production back to the US.

    But I respectfully and wholeheartedly disagree with employee based healthcare. I think we need to separate health and our employers. It stifles creativity and entrepreneurship as people stay in jobs/marriages/bad decisions because of the ‘benefits’ (perceived or real). Thus production is down, innovation is down, morale is down and the country continues to go on a downward spin. Health care is currently 17.6% of the GDP of the US. How amazing would this be if this was refocused on innovation and education _currently Education represents 4.8% of the GDP ranking 10th in the world…below Saudi Arabia, Norway, Malaysia, South Africa and France.

    Certainly health education needs to play a more substantial role – why are Americans so sedentry/supersized/diabetized etc…?

    Please take a listen below. These two entertaining and informative radio shows aired the last two weekends, I think they really touch on some good issues that the mainstream [fox] media and big lobbyists are purposefully avoiding. What I found most interesting is HOW the EFF we got this system in the first place!

    http://www.thisamericanlife.org/Radio_Episode.aspx?sched=1320
    http://www.thisamericanlife.org/Radio_Episode.aspx?episode=392

    In a radiance of good health /L

  10. Ian Homer says:

    The business of America is Business….President Calvin Coolidge

  11. Vanessa Michele Garcia says:

    Brad, I agree with you. Great advice. We need to get people back to work sooner rather than later.

  12. Mike O'Horo says:

    I find Brad’s solution more simplistic than simple. It ignores the reality that employer-provided, insurance-financed healthcare is a major cause of our exorbitant cost structure today.

    Since consumers don’t pay for h/c directly, they have little reason to pay attention to its cost; a $20 co-pay does little to sensitize me to the fact that the overall cost of the office visit, procedure, test or prescription has doubled. Whenever the consumer is not the funder, you get price increases. Because employers pay the overwhelming share of insurance premiums, employers (not consumers) are the carriers’ clients. The combination of these two factors guarantees increasing demand for services by consumers ignorant of, or unaffected by, their cost, and increasing cost due to carriers passing along increases to employers who are not in position to decline. Employees in Corporate America have had employer-based h/c too long to give it up; there would be a national uprising against any employer with the temerity to cancel health plans. Also, corporate executives want to keep their health coverage, and federal law requires them to maintain a minimum ratio between what they give themselves and what they offer to the employees. They can’t take employees to zero coverage without doing the same to themselves — which isn’t going to happen. As a result of the perverse relationship between these three forces, employers have no real price negotiation leverage with the carriers who, while perhaps not actively colluding, are nonetheless a consolidated industry offering only a few competitors who have little incentive to break ranks meaningfully on price.

    As another poster correctly observed, distributing increasingly-hard-to-get h/c through employers yields the unintentional consequence of a form of indentured servitude for anyone with a significant pre-existing health condition. Because they will be turned down for participation in any new employer’s plan, exposing them to unacceptable financial risk, in practical terms they have to keep working for their current employer.

    Insurance simply is not the proper financing vehicle for daily h/c expense. Insurance exists to spread catastrophic risk among a large population, not to finance day-to-day or recurring expense. The h/c model, analogized to homeowners’ insurance, would result in people getting reimbursed for faucet repair, broken windows, cracks in the driveway, etc. That’s not what it’s for, and not what health insurance should be for. Any insurance component of a h/c finance plan should be limited to catastrophic expense, e.g., major surgery, extended hospitalization, extensive diagnostic testing in cases of rare diseases. Doctor visits, checkups, care for minor conditions such as flu, earaches, etc. should come out of consumers’ pockets directly, just as mundane household expenses and repairs do.

  13. David King says:

    Politicians are all dumb, doesn’t matter who you elect.
    They are all puppets with someone else pulling the strings.
    Healthcare is for his benefit somehow, corporations mixing with politics creates corruption.

  14. donna says:

    Brad, it’s not about Healthcare, it’s not about business, the US Gov’t could care less about unemployment. What it’s all about is power. The current administration in the US wants power. They want to rule. They want jurisdiction over the masses. That’s what it’s all about. Scary eh?

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